The Sigma Model Portfolio’s
After much hard work – we are finally pleased to release our guide to Sigma’s Model Portfolio’s.
Each of the guides covers one of the five Model Portfolio’s that we run and includes information on the general state of the World Economy and Stock Markets, a brief comment on some of the funds within the Model Portfolios, a Terminology Guide and finally an analysis on the Model Portfolio.
The analysis includes a comment on how the portfolio is running, it’s performance against the sector average, the break down of the funds within the model portfolio and a view of what the major holdings are, along with a breakdown of the asset allocation.
The five portfolios are -
Cautious Growth - 2012 First Edition – Cautious
Balanced Growth – 2012 First Edition – Balanced
Adventurous Growth – 2012 First Edition – Adventurous
Adventurous High Risk Growth – 2012 First Edition – Adventurous High Risk
Balanced Income – 2012 First Edition – Balanced Income
The documents are all Adobe PDF’s and should you require the reader, it can be downloaded from http://get.adobe.com/uk/reader for free.
Please have a read of the Guides which I hope you will enjoy and find both informative and useful.
If you have any queries or questions – please contact your usual Adviser or myself.
Paul Howard
Global Stockmarkets
Unless you have lived in a cave for the last week or so, you will have noticed the significant downward pressure on Global stock markets. Some of this is logical (concerns over US and Greece’s debt for example) and some far less logical (the level of the falls). Although it doesn’t appear that we are out of the tunnel yet – it does look like there is now some positive signs.
Therefore if you are concerned about your own portfolio or think now is an ideal time for a review, please contact your consultant directly or call us on 01932 340710.
New Staff
We are pleased to announce the following staff changes: -
Damon George has joined to indirectly replace Christine, who has now gone on maturity leave.
Fiona Mackenzie replaces Ed Milner in working with Capital Management Solutions. We wish Ed all the best as he now embarks on the road to become a Teacher!
Elsewhere, we have promoted Matt Phillips to a Trainee Adviser, as he has now successfully completed his initial exams. Matt will therefore be working more closely with Julian and Stuart, to learn the required attributes and skills to become a successful Adviser.
We wish all the above, the best in their new roles.
The Tax System Explained in Beer
Suppose that once a week, ten men go out for beer and the bill for all ten comes to £100. If they paid their bill the way we pay our taxes, it would go something like this..
The first four men (the poorest) would pay nothing.
The fifth would pay £1.
The sixth would pay £3.
The seventh would pay £7.
The eighth would pay £12.
The ninth would pay £18.
And the tenth man (the richest) would pay £59.
Read more…
